Terms & Condiitons

By signing this Purchase Agreement (the “Agreement”) you acknowledge the purchase of an education and training program. You understand you are purchasing education and training and not a business opportunity, “get rich quick” program, or guaranteed money-making system. Proper education and training can help you make better informed decisions. However, you understand that investing carries risk and results are not guaranteed. Results rely on individual effort, time, and skill of each customer, as well as market conditions and other factors. If your personal circumstances, such as age, effort, time, skill, commitment, etc., will limit your ability to apply the education, you may reconsider your purchase, or you may wish to partner with another person to assist in implementing these strategies. In the event you are sixty-five (65) years of age or older, you may cancel your purchase any time prior to midnight of the twenty-first (21st) calendar day after the date of this transaction and receive a full refund. If services are used prior to the twenty-first (21st) calendar day, no refund will be available. Otherwise, you may cancel this transaction at any time within three (3) business days after purchase. To cancel, please call Customer Service at 800-940-6493. Refunds will be issued within 3 business days. If you choose to keep your materials, a refund less the cost of materials will be issued.

Marketing, education, and fulfillment services are provided by Flow Trade. Be advised that we provide education and training services. We do not sell a business opportunity, “get rich quick” program, or guaranteed money-making system. We believe, with education, you can be better prepared to make investment decisions, but we cannot guarantee your success in investing. We make no earnings claims, efforts claims, return on investment claims, or claims that our training will make you any money. Specifically, we do not directly or indirectly represent our education and training will allow you to make money. Investing of any kind carries risk and it is possible to lose some or all of your money. The training provided is general in nature and may not be appropriate for all individuals. It is highly recommended that you work with licensed securities professionals such as registered investment advisors or securities or insurance licensed professionals regarding securities or commodities transactions. We are not a licensed state or federal registered investment advisor; licensed securities broker; dealer; agent or introducing broker; tax accountant; or law firm. The Company’s hired presenters, trainers, and staff may hold various registration and licensing, but they do not operate in such capacity, nor as agents of the company. Be advised that we do not give any individual trading recommendations, as to any investment, including securities, mutual funds, insurance products, options, futures, commodities or any other specific and individual investment opportunities. We are not paid any transaction-based compensation for any transaction or securities or investment transaction and do not receive any referral fees or financial benefit from any investment adviser or securities brokerage firm. It is highly recommended that individuals work with licensed agents and professionals for any specific transactions. It is also highly recommended that individuals work with licensed securities professionals such as registered investment advisors or securities or insurance licensed professionals for any specific, individual securities, insurance or commodities transactions. We do not in any way hold ourselves out as a registered investment advisor or licensed securities broker, dealer or firm. We do not have any securities, insurance, or investment advisor licenses. We are not a securities expert, or investment expert, including in securities, insurance or commodities transactions, and it is highly recommended that you consult with appropriate licensed experts before engaging in any specific and individual securities, insurance or commodities transactions. We are an educational company that provides training concerning such industries.

Statements and depictions are the opinions, findings, or experiences of individuals who generally have purchased education and training. Results vary, are not typical, and rely on individual effort, time, and skill, as well as market conditions and other factors. We do not measure earnings or financial performance for customers.

Our software trading tools are accessible at FlowTrade.com. This purchase may include extended access to trading tools.

By executing this Agreement, the Customer and the Company hereby mutually agree that any and all disputes which may arise between them shall be decided exclusively in binding arbitration conducted by the American Arbitration Association (“AAA”). Bother Customer and Company understand and agree they are waiving their right to a jury trial or trial before a judge. Neither the Customer nor the Company shall be entitled to join or consolidate disputes by or against others in any arbitration, or to include in any arbitration any dispute as a representative or member of a class, or to act in any arbitration in the Interest of the general public or in a private attorney general capacity. This provision and any resulting arbitration are governed by the provisions of the Federal Arbitration Act (“FAA”), and, to the extent, any provision of the FAA is inapplicable, the laws of the state of Washington.

If any provision of this Agreement is found by any court of competent jurisdiction to be invalid or unenforceable, the invalidity of such provision shall not affect the other provisions of this Agreement, and all provisions not affected by such invalidity shall remain in full force and effect.

Flow Trade is the seller and provider of direct to consumer stock market training. Our Company’s philosophy is simple: the customer is our greatest asset. Customer service is not just one department in our Company; it is the central focus of the entire business venture. Your feedback is very important to us. We strongly encourage you to contact us with any questions, comments, or concerns regarding your experience with us at 800-940-6493.

Clear Impression

After reviewing our marketing materials, sales presentations, and order forms - your net impression of what we sell should be clear: we offer direct to consumer stock market training. If you purchase our program you will be taught many techniques that have brought success to others. However, we do not guarantee your success and based upon many market factors that we cannot control, techniques we teach may or may not be applicable to a given market transaction. Further, we do not make earnings claims, efforts claims, return on investment claims, or claims that our techniques will make you money. We do not sell a business in a box, a franchise system or a business opportunity. You should not purchase our program if that is your expectation. Instead, you should purchase our program with the understanding that implementing the techniques and strategies taught in our program will take time and effort and may be applicable in some situations but not others. Also, we do not offer any tax, accounting, financial, or legal advice. Prior to undertaking any stock market transaction, you should consult your own professional advisors to evaluate the risks, consequences, and suitability of that transaction.